Alaska USA Mortgage Co.

Alaska USA Mortgage Company is a limited liability company wholly owned by Alaska USA Federal Credit Union. They were incorporated in Alaska in 1992 and converted to a limited liability company in 2002. Alaska USA Mortgage specializes in funding for purchase or refinance of one to four family residential properties. Alaska USA Mortgage Company has made a long-term commitment to the Alaska real estate market and has the financial capacity, through its parent company, to provide consistent service by maintaining a staff of highly experienced mortgage originators. They maintain close working relationships with the real estate agents in their primary service areas of Anchorage and the Kenai Peninsula. They are a leading mortgage lender in Alaska, providing high quality mortgage services. They have ten offices, seven in Alaska proper, two being in Washington and one being on Elmendorf Air Force Base.

Loans Offered by Alaska USA Mortgage Co.

Alaska USA Mortgage offers many loan programs. Some of their funding options are listed below:

  • 15, 30 and 40 Year Fixed Rate Loans
  • VA, FHA, RD (Rural Development) Loans
  • Adjustable Rate Loans
  • Alaska USA 3/1 and 5/1 Adjustable Rate Mortgages
  • No Cost/ Low Cost Mortgages
  • First Time Buyer Programs
  • Low Income Assistance
  • Rural Alaska Mortgages
  • Rehabilitation Mortgages
  • Refinancing Options
  • Manufactured Home Financing

With all the options available, Alaska USA Mortgage realizes that the potential borrower may become confused. That is why any of their many mortgage professionals will be happy to assist the customer with whatever questions he may have. Explanations are available on the Alaska USA Mortgage website as well.

The Alaska USA Mortgage customer can fill out the preliminary online application at his leisure. It will take approximately 20 minutes. Once submitted a loan representative will contact the customer, review the application with the client and send out the application package. If it appears from the preliminary application that the loan can not be approved, the loan representative will attempt to elicit further information which will allow an approval. Alaska USA Mortgage tries to think outside the box when it comes to funding.

Alaska USA provides the customer with plenty of resources to enable him to make an informed decision. As well as explaining the various loan types, they explain the advantages and disadvantages of each. Mortgage insurance is explained and the various closing fees are elucidated. Even the property appraisal and inspection process is detailed. The useful calculators and glossary complete the website. All this adds up to Alaska USA Mortgage’s commitment to an informed client. They believe that all Alaskans deserve a quality home.

Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.