APRIL 15TH, 2024

American Dream Mortgages

American Dream Mortgages, Inc. was founded in the Pennsylvania living room of its owner and president, Troy Bittner, in 1998. Since then, American Dream Mortgages has grown to 36 employees. Each of their employees is a trained mortgage consultant who will afford their clients not only information but knowledgeable advice and guidance through the loan process. The management team of American Dream Mortgages has over 25 years of experience in the mortgage business. American Dream Mortgages provides each client with a personal loan consultant who has available to them a great deal of resources for providing each client with the best funding option accessible to them. The mission of American Dream Mortgages is to serve their clients with honesty and integrity. They offer the best products and best customer service while maintaining their high business ethics. They also provide their clients with financial planning for their futures.+

Loans Offered by American Dream Mortgages

Located centrally in Lock Haven, Pennsylvania, American Dream Mortgage serves the entire state. They have a varied selection of mortgage products to suit their customers needs. Plans can be tailored to the individual’s special requirements. Some of their programs are:

  • Home Equity Lines of Credit
  • Home Equity Loans
  • Debt Consolidation Loans
  • Construction Loans
  • Construction Loans–on Manufactured Homes
  • Mobile Homes Loans
  • Farm and Farm Equipment Loans
  • Raw Land Loans
  • Investment Property Mortgages
  • Stated Income Mortgage
  • PA No Doc Mortgages

American Dream Mortgage wants their clients to succeed at homeownership. They have a High Loan to Value Purchase Mortgage which aids the borrower who is short on cash by calculating the closing costs and adding them to the home loan, giving a better than 100% loan to value mortgage. For the client who has high interest credit card debt, American Dream recommends refinancing with cash our to pay off those credit cards and take advantage of the tax deductible interest. For the self employed client there are many alternatives. If the borrower has very good credit it may not be necessary to verify the income at all. For those with “slow” credit they will strive to work out a funding option. If the client is interested in building his own dream home American Dream mortgage has several different loan options. The construction to permanent financing option offers a one time closing to save the owner/builder time and money. They even fund loans for doublewide trailers(mobile homes) and Manufactured homes. With so many options to choose from, American Dream Mortgage is a wise choice for funding in the state of Pennsylvania. They are Pennsylvania specialists!

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