DECEMBER 16TH, 2018

Ameriprise Financial, Inc.

Ameriprise Financial, Inc. has over 100 years of experience of providing financial services and products to clients nationwide. From its inception in 1984 when John Tappan founded Investors’ Syndicate to when it became an independent company in 2005, Ameriprise has grown to having over 2 million clients and has one of the nation’s largest networks of personal financial advisors. With over 10,000 advisors in over 3,500 offices across the country, Ameriprise’s mission is to “help you craft a vision for your ideal financial future and then help you make it a reality.”

With an Ameriprise home loan, clients can finance their homes with the guidance of a dedicated mortgage specialist who will provide personalized service through the entire mortgage process—from loan approval to closing. They offer you confidence and have peace of mind, and even guarantee getting you the best price, or they will give you $500. And for those who are enrolled American Express cardholders, you can earn reward bonus points on your mortgages. Ameriprise Financial can also give you a same-day loan decision for mortgages and immediate (usually within one minute) decisions for home equity applications.

Loans Offered by Ameriprise Financial, Inc.

  • 15, 20, & 30 Year Fixed-Rate Mortgages
  • 3/1, 5/1, 7/1, & 10/1 Adjustable-Rate Mortgage (ARM)
  • 3/1, 5/1, 7/1 & 10/1 Interest Only Adjustable-Rate Mortgage (ARM)
  • 7 Year Balloon Mortgage
  • Jumbo Loans
  • HELOC Lines of Credit
  • HELOC Installment Loans

The Ameriprise Financial website has separate sections for home equity and mortgage loans, and provides comprehensive information that covers a range of topics, such as buying your first home, buying a subsequent home,  refinancing, and home equity loans and lines of credit. The material they have made available online also include adjustable rate mortgage disclosures, a glossary, a frequently asked questions (FAQ) section, and a series of mortgage calculators. There is even a section called “Your Credit Guide” to help you understand the importance of building up good credit and even gives you options for when you don’t have credit.

Their mortgage calculators will let you know whether renting or buying is better for you, how much you can afford, and if you should refinance now. You can also use the monthly payment and amortization calculators to estimate how much you will be paying. There is an additional borrowing power calculator, as well as a debt-to-income ratio calculator.

Once you are ready to apply for a loan, you can get a complimentary initial consultation by using the website to find an advisor in your locale or to fill in your information to have a local advisor contact you. You can also call or email, as well as talk to a consultant online through a live chat session. In terms of applying for a loan, you have the option of starting the process online in the “My Loan” section and logging in to find out your loan’s status and activity.

In addition to providing financial services and products, Ameriprise Financial is also deeply involved in the community through supporting various programs nationwide as well as initiating innovative programs of its own. In Minneapolis alone, where they are headquartered, over 2,500 employees put in 15,000+ hours of volunteer work each year. Ameriprise also funds a matching program, in which they will match employee donations of up to $5,000 per employee per year to all eligible non-profits.

Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.