DECEMBER 11TH, 2018

Atlantic Bay Mortgage Group

Atlantic Bay Mortgage Group was founded in 1996 by Brian Holland. In the ensuing decade it has grown rapidly, currently boasting 20 offices in four states. They attribute their rapid growth to their belief in and dedication to strong relationships with homebuyers, realtors and their own employees.

Their Credo is “the genuine care and consultation of their clients is their highest mission. They pledge to provide the finest personal service, where the client will enjoy the entire mortgage process and become a client for life.” With 70% of their business coming from referrals it would seem this attitude is working. They have access to over 150 lenders across the country and are willing to work with their clients to find the best rate and loan program for them. Atlantic Bay Mortgage likes to say that they lend not money, but peace of mind.

Florida, North Carolina, South Carolina and Virginia are the four states where one can find a branch office of Atlantic Bay Mortgage Group. The prospective borrower can access their services online however and need not make an office visit.

Loans Offered by Atlantic Bay Mortgage Group :

  • Fixed Rate Loans
  • Adjustable Rate Mortgages
  • Government Issued or Guaranteed Mortgages (FHA and VA Loans)
  • Jumbo Loans
  • Construction to Permanent Loans
  • Investment Loans
  • Loans for those with Credit Challenges
  • Little or No Down Payment
  • No Cost Loans
  • Low and No Doc Loans
  • Reverse Mortgages
  • Home Loans for Immigrants
  • Home Loans for Foreign Nationals

Atlantic Bay Mortgage asks the right questions of its borrowers to assure the proper funding fit. Their prequalifying process is easy and will help the buyer determine his price range. Atlantic Bay Mortgage Group can recommend a builder or a realtor if the potential buyer needs one. Once the buyer has a home in mind Atlantic Bay will provide several financing options. For the low to moderate income buyer Atlantic Bay may recommend a government loan.

The FHA and VA programs were created to aid just these buyers in attaining the dream of home ownership. If a home is already owned and the owner needs to refinance he may qualify for Atlantic’s Streamline Refinance Option, which needs no income verification, property appraisal or credit report to qualify. For the senior whose home is nearly paid off Atlantic offers the reverse mortgage. It actually pays the homeowner! With so many funding options and a caring , knowledgeable staff Atlantic Bay Mortgage certainly can find a loan for anyone.

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