Baron Mortgage

Baron Mortgage is owned and operated by Rick Baron and his wife Shelton Ray. The lend and operate in the state of Texas. Rick Baron was raised Texas and while attending Texas Christian University he worked for a custom home builder and became a licensed realtor. He went into the mortgage business in Dallas in 1983, and has been making home loans in Austin since 1992. Since that time, he has originated and closed over $200,000,000 in loans. His focus has always been customer satisfaction, and the vast majority of his business comes from repeat clients and customer referrals. Rick’s partner, Shelton Ray, has had a distinguished career in the real estate property management industry in addition to several years in mortgage lending. She has won multiple awards, including “Manager of the Year”, “Property of the Year” and “Most Accurate Accounting” for large, nationwide property management companies. With her skills and experience, Shelton makes sure the loan process is executed with the precision and diligence required to make the loan closing happen on time and stress-free.

Baron Mortgage will prequalify their clients over the internet, so they may start house hunting in the right price range. Once they have found the perfect home, they may apply online and Baron Mortgage will aid in finding the perfect loan.

Loans Offered by Baron Mortgage:

Some of Baron’s mortgage products are listed below:

  • 15 and 30 Year Fixed Rate Loans
  • 10/1, 7/1 and 3/1 Adjustable Rate Mortgages
  • 1 month, 6 month, 1 Year Adjustable Rate Mortgages
  • 5 and 7 Year Balloon Mortgages
  • First Time Buyer Programs
  • Stated Income Programs
  • No Point, No Fee Programs
  • Imperfect Credit Programs
  • Home Equity Lines of Credit
  • Home Equity Fixed Loans

Baron Mortgage will sit down with their client and explain the ins and outs of the various mortgage packages. If the clients does not fit one of the above loan profiles, they have various unique programs that can be designed for the clients unique situation. Programs such as the 0 down purchase for the cash strapped client and piggy back loans are available to Baron’s customers. If the consumer needs debt consolidation or has some home improvements to do, Baron Mortgage has a program for that too. The client who has been turned down elsewhere may find a funding fit with Baron Mortgage.

Baron Mortgage uses the most advanced and secure loan processing software available to close loans quickly and cost effectively. By combining the use of the internet and automated underwriting systems they have taken the hassle and mystery out of approving and closing a home loan. They strive to do an excellent job at a very competitive price on each and every loan they fund.

Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.