Beach Mortgage

Beach Mortgage is located in Kitty Hawk, North Carolina.  They are comprised of a team of experienced professional mortgage consultants.   Beach Mortgage has a large network of wholesale lenders working with them to provide the best funding fit for their clients.   Their personalized one on one service sets them apart from the other mortgage brokers in the area and Beach Mortgage prides themselves on their prompt, courteous service.  The belief that they are providing a service, not just a loan guides them.  They pilot their customers through the mortgage process, helping them to avoid mistakes and take advantage of opportunities along the way.  That many of their customers come from referrals is a testament to their quality service.

The mortgage process at Beach is quite straightforward.  Getting the proper documents and finances in order is the first step.  Beach provides a list of the documents the customer will need and suggests going over their credit report.  Errors in the credit report should be taken care of, because good credit gets better rates.  This does not mean that Beach will not work with clients who have less than perfect credit, just that the better the credit rating, the better the interest rate.  The next step is to be pre-approved.  This way the client will know how much he can borrow and will know the price range he can afford.  In the third step the client will work with a Beach Mortgage loan officer to obtain the best funding fit.  Beach knows that the interest rate isn’t the only factor in determining the best mortgage.  They will consider all aspects before advising their clients on a funding option.  The last step is closing and settling.  The closing papers will be signed and the clients will receive their closing documents.  If it is a purchase, the client will receive his keys and be ready to move in!

Loans offered by Beach Mortgage :

Beach Mortgage has a variety of loan products available to their clients.  Here are just a few:

  1. 30 and 15 Year Fixed Rate Mortgages
  2. 1 Year and 5/1 Adjustable Rate Mortgages
  3. Jumbo Mortgages
  4. FHA Loans
  5. Construction Loans
  6. Home Equity Loans
  7. Balloon  Mortgages
  8. Interest Only Mortgages

At Beach Mortgage one can apply online, or e-mail them or call for a personal consultation.  Their website includes rate sheets and calculators so the customer can decide what sort of mortgage would be best for him.  Also included are various FAQs and a mortgage glossary.  The Beach Mortgage customer will be equipped to handle the mortgage process on his own, but Beach Mortgage would prefer to guide and advise their clients every step of the way.

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