Benchmark Mortgage has been operating since 1999. They are licensed in twenty-nine states, and have 250 branch locations across the country. Benchmark makes both prime and sub-prime loans. Their staff believe that clients deserve to be treated seriously and with respect, no matter their credit history. The company strives to make home ownership accessible to everyone.
Loans offered by Benchmark Mortgage
- Fixed-rate mortgages; 15 and 30-year terms
- Adjustable rate mortgages, with a variety of time frames
- Interest-only loans
- Balloon mortgages, with five and seven year terms
- First time buyer’s program
- Stated income program
- Home equity loans and lines of credit
- HUD Loans
- FHA Loans
- Jumbo Loans
- VA Loans
- 100% Financing Loans
- Bad Credit Loans
- Refinancing Solutions
- Home Improvement Loans
- Debt Consolidation Loans
- Construction Loans
Benchmark Mortgage was founded in Richmond, Virginia in 1990. They are a fully licensed mortgage broker and lender. Over 95% of the loans originated by Benchmark are closed with Benchmark as the lender of record; however, in the interest of finding the best product for each customer, the company is able to search other lenders and broker the loan.
The internet has been a friend to Benchmark; using technology for its benefit, the company has developed systems that work, and that are duplicated in all the branch offices. This allows seamless service, and more efficiency. Because of the high volume of loans generated, the high number of investors, and the efficiency of technology, Benchmark is able to negotiate some of the best rates in the industry.
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