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CitiFinancial Mortgage

CitiFinancial Mortgage is part of the Citigroup, the world’s largest financial services group of companies, including Smith Barney, Citibank, Travelers Life & Annuity, Citicorp Trust Bank, fsb and Primerica. CitiFinancial has been providing loans since 1912, beginning as Commercial Credit. In 1916, the company offered its first installment loans to help people to purchase automobiles. By 1998, through a series of expansions, acquisitions and mergers, Citigroup was serving 20 million customers worldwide. In 2004, Citigroup acquired the assets of Washington Mutual Finance Corporation, making it the largest community based lender in the United States. Despite the global reach of the company, CitiFinancial is committed to community; each branch is operated as an independent center, with decisions made locally by staff who live in the communities where they work. The personal touch is important in the corporate culture. Repeat customers account for half the loans made by the company.

Loans offered by CitiFinancial Mortgage

  • 15- and 30-year fixed rate mortgages
  • Adjustable Rate Mortgages, 3/27 or 2/28; with an adjustable time of three years, or two years
  • Fixed and variable rate second mortgages
  • Refinance loans
  • Home equity loans
  • Jumbo and super jumbo loans
  • FHA and VA mortgages
  • Construction and renovation loans

CitiFinancial Mortgage is the largest provider of non-conforming loans in the United States. They also offer conforming loans to applicants. The company serves more than 375,000 customers, with 2600 real estate professionals on staff. The loan volume produced each month is approximately $70 million, in direct loans to consumers.

CitiFinancial Mortgage also buys and services mortgages in bulk from smaller providers, through an extensive network of mortgage bankers and brokers.


Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.