Crystal Mortgage makes your mortgage financing crystal clear! Or so they say. Crystal Mortgage is located in Piscataway, New Jersey and funds in both New Jersey and Pennsylvania. They are strong believers in the customer for life principal of doing business. This is why the majority of Crystal’s business comes from referrals from previous customers and local real estate professionals. They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing the home loan.
The loan process is outlined in six easy steps on the Crystal Mortgage website. The first step is to organize the documents. Crystal explains just what the prospective borrower will need. In step two the customer gets qualified. This will help the client understand how much he can borrow. Step three requires that the customer decide how long he is keeping the loan and to understand rates and points. He is about to choose his loan program. In step four he applies for the specific loan he choose in step three. The application must be completed and additional documents supplied. Step five is the approval. The worrying is over! In step six the closing documents are signed. The borrower has to be prepared with a cashier’s check for the closing costs. Sign the documents and it’s a done deal.
Loans Offered by Cornerstone Home Lending:
- 30 and 15 Year Fixed Rate Mortgages
- 10/1, 7/1, 5/1, 3/1, 1 Year, 6 Month and 1 Month Adjustable Rate Mortgage
- 7 and 5 Year Balloon Mortgages
- First Time Buyer Programs
- Stated Income Programs
- Interest Only Programs
- No Point/ No Fee Programs
- Imperfect Credit Programs
- Home Equity Lines of Credit
- Home Equity Fixed Loans
- Piggyback Loans
- No Down Payment Loans
- Debt Consolidation Loans
- Home Improvement Loans
At Crystal Mortgage the borrower who has been turned down elsewhere may still qualify for one of their programs. Crystal will work with their clients toward a positive outcome. Their website also includes some handy calculators which can aid the customer in his decision making. If the client wishes to track a rate Crystal will alert him when it has been achieved. For the client who watches the market a daily market update is posted. A short frequently asked questions section rounds out the website. Crystal Mortgage seems to have all the bases covered.
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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.