Earth Mortgage is a Texas based direct lender which is licensed in the following states: Alaska, California, Connecticut, District of Columbia, Florida, Illinois, Indiana, Louisiana, Maine, Maryland, Michigan, Minnesota, New Hampshire, New Mexico, Ohio, South Carolina, Tennessee, Texas, Virginia, Washington, and Wyoming. They are working to develop licenses in the rest of the United States. As a direct lender they control the lending process from application to approval.
There is no middle-man so the borrower can save on the middle-man’s commission. The borrower has access to the best rates and is guaranteed satisfaction by Earth Mortgage. They have a knowledgeable staff who will answer your question quickly, accurately and graciously. They also guarantee best rates, response time and closing date or they pay the borrower $500.00. Also, if the borrower uses a realtor from within the Earth Mortgage’s qualified network the home buyer will receive a 1% rebate on their home purchase. Not only will this help ease the hassle and frustration of house hunting, but might just cover the closing costs!
Earth Mortgage offers free online preapproval as well as easy to utilize online applications. Once the customer has applied for his loan, he may check the status of the application online at any time. The loan process is quick and simple at Earth Mortgage. The application having been submitted, a quick review is made and a decision is given. Earth Mortgage calculates the best loan options and locks in the rate. Further documentation is submitted verifying the application information. The closing documents are signed and the funds are disbursed. All done!
Loans Offered by Earth Mortgage :
- Conventional Loans
- FHA/VA Loans
- 30 and 15 Year Fixed Rate Loans
- 10/1, 7/1, 5/1, 3/1, 1Year and 6 Month Adjustable Rate Mortgages
- Interest Only Loans
- Jumbo Loans
- Refinancing
- Refinancing with Cash Out
- Debt Consolidation
- Home Improvement
- Poor Credit Options
- Sub-Prime
- Stated Income
- No Income/No Asset
Earth Mortgage allows its clients to monitor interest rates looking for a specific rate. They will then notify their client at which time the borrower may or may not lock in the rate. This is a free service. The loan process is completely outlined on the website for Earth Mortgages clients. There will be no surprises during the mortgage procedure. Also included is a handy mortgage glossary to aid Earth Mortgage clients in understanding financial terminology. Earth Mortgage’s customers may apply online or by phone.
Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.