First Horizon has been in the lending business since 1864. It is a wholly owned subsidiary of First Tennessee Bank National Association. First Horizon Home Loans is part of the First Horizon National Corp. family, which has 13,000 employees located in forty states. Fortune and Working Mother have recognized companies in the First Horizon family as some of the nation’s best employers. Business Ethics magazine named First Horizon National as one of the nation’s best 100 corporate citizens. First Horizon Home Loans is among the top twenty mortgage providers.
Loans offered by First Horizon
- Fixed rate mortgages; 10, 15, 20 or 30-year terms
- Low down payment and no down payment programs
- Balloon loans
- FHA and VA loans
- Jumbo loans
- Second mortgages
- Interest only loans
- Adjustable rate mortgages
- Home equity loans and lines of credit
- Debt consolidation home loans
- Renovation home loans
- Refinance packages
- Construction to term loans
- Mortgage renovation plus; for the homebuyer who requires reno money
- Lot loans, for future building
First Horizon strives to give back to the communities where they operate. The company encourages and supports voluntarism by its employees. Many locations have organized volunteer opportunities, while other support national causes such as Habitat for Humanity, and the Race for the Cure for breast cancer.
The company also offers grants to agencies in which employees are taking a leadership position. Another program that encourages community involvement by employees is the matching gift program, which matches 50 cents to every dollar donated by an employee, ensuring that corporate donations are going to the non-profit, tax-exempt agencies most important to the employees.
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