Garrett Mortgage is a mortgage broker located in Atlanta, Georgia serving the state of Georgia. They shop the Georgia mortgage market to find the best rates for their customer’s individual circumstances. Their experienced loan officers will help their customers avoid the common mistakes encountered when buying a house. They feel that when their customers are putting up to 40% of their monthly gross income into the purchase of a home the deserve to be fully informed. Garrett Mortgage, Inc is committed to helping their clients realize the American Dream of home ownership by tailoring the financing to fit their needs. By working closely with their clients, they are able to determine the loan program that fits within the budget of the client, yet allows them to buy the most house they can afford.
There are many helpful home buying tips on the Garrett Mortgage website. They explain some of the pitfalls of home buying so their clients can avoid them. If the potential borrower is unaware of his FICO score it is explained, as are Annual Percentage Rate and Private Mortgage Insurance. If the potential customer is already a homeowner Garrett Mortgage has an article to help with the decision to refinance. Once the prospective customer has reviewed these articles he will be armed with information and ready to consult with a Garrett Mortgage, Inc. representative who will be there to answer questions and guide him through the loan process.
Garrett Mortgage offers loan preapproval. This makes the buyer’s offer more likely to be taken seriously. Once the buyer has chosen a home he may apply for a loan by downloading the application (a PDF document), filling it out and mailing or faxing it in. Once the loan is approved the client will receive from Garrett Mortgage a good faith estimate of fees. At closing the fees listed should not be grossly dissimilar to those on the estimate. Garrett’s clients are informed all along the way. They recommend shopping for homeowners insurance once the sales contract is agreed upon, as it is a necessity when obtaining a mortgage. Garrett can guide their client in this and all areas of home financing.
Loans offered by Garret mortgage :
- Refinance Loans
- Purchase Loans
- 30 and 15 Year Fixed Rate Loans
- Home Equity Loans
- Construction Loans
- Construction to Permanent Loans
- Interest Only Loans 6 Month and 5 Year Terms
- Jumbo Loans
- No Closing Cost Loans
- Renovation and Remodel Loans
- Debt Consolidation Loans
- VA Loans
- Bridge Loans
- Self-Employed Loans
- 100% Financing
- Special Loan Packages for Teachers, Safety and Healthcare Professionals
Garrett Mortgage, Inc attempts to take the confusion out of the funding process. Their easy to navigate website, complete with links to real estate agents, attorneys and insurance agents makes the Georgia mortgage market a more user friendly place.
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