DECEMBER 11TH, 2018

Gold Coast Mortgage

Gold Coast Mortgage is a mortgage broker serving the state of Alaska. They recognize the unique needs of Alaskan residents and endeavor to meet them with quality service and individual attention. Their large network of lenders affords them the capacity to find a loan best suited to their clients needs, at competitive rates. Whether purchasing or refinancing, Gold Coast Mortgage will guide the customer through the lending process with the best service available.

Gold Coast Mortgage begins its service with the mortgage prequalification. Generally there is no fee for this. The prospective buyer will then know the price range they can afford. Gold Coast uses the software called My Prequal which asks specific questions and determines the customers price range quickly and efficiently for both purchase and refinance. Once having prequalified for a loan, the client shops for his home and returns with a purchase contract to begin the application process. Gold Coast Mortgage lists the necessary documentation for the loan application. Having these papers handy will speed up the process. An application fee and an appraisal fee will be due at the time the client completes his application. Within a few days Gold Coast will let the applicant know if he qualifies. If for any reason the application is denied Gold Coast will discuss this with the applicant, including available options.

Gold Coast has a handy mortgage dictionary on their website. If the borrower is confused by any of the mortgage terms he can demystify them quickly. A market snapshot shows the recent market movements and interest rates in case the borrower is checking. Gold Coast also supplies an assortment of calculators so the client can compare and contrast loan types, decide whether to rent or buy, or just figure out his tax benefits. Many explanatory articles are also included on the Gold Coast website. It is a one stop shop!

Loans offered by Gold Coast Mortgage

Finding the right loan for the right purpose for their clients is Gold Coast Mortgage’s primary goal. They will tailor one of their many programs to best benefit the customer. Here are some of their offerings:

  • Conventional Loans
  • Jumbo Loans
  • SubPrime Loans
  • FHA and VA Loans
  • Second Mortgages
  • Home Equity Lines of Credit
  • Fixed Rate Loans
  • Adjustable Rate Mortgages
  • Balloon Mortgages
  • Interest Only Loans
  • Reverse Mortgages
  • Commercial Loans for Commercial and Investment Properties

With so many loans options from which to choose the borrower may feel confused. That is why Gold Coast’s loan officers make themselves available for consultation before during and after the funding process. They are well versed in Alaska real estate and can make the process easier on the consumer.

Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.