Gold Star Mortgage Banking Group operates out of Ann Arbor , Michigan and Tyler, Texas. Their President, Dan Milstein has over ten years of experience both as an underwriter and a loan officer. Five years running Dan has been ranked #1 originator in Michigan and #8 in the USA out of 550,000 mortgage professionals by Mortgage Originator Magazine. His career sales have surpassed 1 billion dollars! Like Mr. Milstein, all Gold Star loan consultants are highly experienced, with at least seven year practice under their belts.
Gold Star Mortgage will attempt to do everything possible to help every client in any way possible. Whether this means helping to clear up credit deficiencies, working to improve debt ratios, or taking the extra time to make sure the clients understand the loan, Gold Star believes in superlative client care. Their wish is to provide all individuals with the best financing option for their situation with the lowest possible interest rate and to treat all customers in a professional and dignified manner. They also wish to give back to the communities they live and work in through the taxes they pay, the employment of individuals, and the supply of a necessary service.
Loans offered by Gold Star Mortgage
Gold Star Mortgage recognizes that the right mortgage depends on a lot of factors and they offer the full complement of loan packages to their clients. Some of their programs are outlined below:
- Conventional Loans
- Jumbo Loans
- Subprime loans
- FHA and VA Loans
- Second Mortgages
- Home Equity Lines of Credit
- Fixed Rate Loans
- Adjustable Rate Mortgages
- Balloon Mortgages
- Interest Only Mortgages
- Reverse Mortgages
- Commercial Loans
Gold Star Mortgage has a single step prequalification service which asks the potential borrower a series of questions and supplies mortgage payment, loan amount and home value calculations to establish the customers prequalification category. After prequalification the buyer may shop with the confidence that their offer will be taken seriously. The potential borrower may apply online, request an application be sent to him or contact Gold Star by phone, fax or mail. During the application and approval process a Gold Star loan consultant will work with the client to obtain the best funding fit possible for the customer’s situation. The client can lock in an interest rate, but should it move in a favorable direction, all mortgage consultants at Gold Star allow their customer a free one-time rate decrease. The Gold Star website contains a collection of articles relating to the mortgage process so their clients may become well informed. Gold Star’s loan consultants will still be there to answer any question s that may arise, but the client can have the groundwork ready just by accessing this site. From speeding up the application process to what to do if the loan is denied, Gold Star is there to aid their customers.
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