Good Harbor Mortgage

Good Harbor Mortgage, located in Traverse City, Michigan, is locally owned and operated. Both a broker and lender they use the latest in financial technology to obtain competitive rates in a assortment of loan programs while providing the best in customer service. The owner and manager, Dean E. Sheldon III is not only a licensed attorney, but also a licensed loan originator and closing agent. He has been in the mortgage business since 2000 and has been practicing law since 1986.

Good Harbor Mortgage has a network of dozens of investors to give their clients the choice of the most innovative funding options. They work hard to make the mortgage process smooth and pleasant. Their competitive pricing saves their clients money. They keep their overhead low, selling their loans on the secondary market. This affords them the ability to offer the best pricing with the larger loan amounts, which are their specialty.

Loans offered by Good Harbor Mortgage

Good Harbor Mortgage offers a wide range of mortgage products not just the larger loans. Some of their offerings are:

  • Conventional Mortgages
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Interest only Mortgages
  • Rural Development Loans
  • 0 Down Payment Options
  • Jumbo Mortgages
  • Commercial and Investment Property Loans
  • One Time Closing Construction and Renovation Loans
  • Home Equity Lines of Credit
  • Stated Income Loans
  • No Doc/ No employment Verification Loans

Even with difficult lending situations Good Harbor Mortgage will do everything they can to obtain funding. They are natives of the area and so can understand the issues related to housing in the region. Because of their regional knowledge they may be able to configure the loan in a way that an outsider would not, in order to obtain the necessary funding.

Good Harbor Mortgage wants their clients to be informed in all aspects their mortgage debt. Different loan programs have different impacts on the financial future of their clients, so Good Harbor Mortgage includes several analysis reports on their website to educate the consumer. Reports include information on tax benefits, when to refinance, the impact of mortgage insurance, and how to structure your mortgage program, among other things.

Good Harbor Mortgage has an online application. The prospective customer may also contact them by phone, fax or e-mail. Good Harbor does not charge an application fee, just a $350.00 processing fee paid at closing, although there may be other fees involved (appraisal fees, document preparation, etc.).
If the loan is not approved, Good Harbor Mortgage will council the customer about what to do to achieve his financial goals.

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