King Mortgage Inc.

Based in Taos, New Mexico, King Mortgage, Inc. is a family-owned company that has been in business for ten years. The King Mortgage team consists of Keith King (broker), Pamela Kelty-King (loan originator), and Victoria Tafoya (loan processor). All three are Taos residents who care about and are involved in their community, and who are therefore well acquainted with the local housing industry.

Because King Mortgage works with national lending companies, the mortgage professionals of this company are able to combine their knowledge of and familiarity with the Taos locale with the flexibility and variety of loan programs that national companies provide. This means that they can meet their clients unique mortgage needs and find the financial packages that are best suited for them. The program offerings for King Mortgage range for new home purchases to refinancing to programs for clients with less than perfect credit.

Loans Offered by King Mortgage, Inc.

  • Purchase Loans
  • Refinance Loans
  • Construction Loans
  • Construction-Permanent Loans
  • Fixed Rate Loans
  • Adjustable Rate (ARM) Loans
  • GPM Loans
  • VA Loans
  • FHA Loans
  • Conventional Loans
  • USDA/Rural House Service Loans
  • Second Mortgages Loans

To help their clients become well-informed consumers who understand the mortgage process and who know they are getting into, King Mortgage offers educational classes and material. Internet users can also visit King Mortgage’s website and review information online.

The King Mortgage website includes an FAQ section in which customers can find answers to such questions as: “What is a mortgage? and “What is a Mortgage Broker?” This section also describes the benefits of working with a mortgage broker. There is information on the mortgage process, a mortgage calculator, a description of common types of mortgage loans, and a list of documents that are usually needed for underwriter review, as well. To further help clients in their decision-making, there are articles to help them choose between 15 or 30 year loans and between fixed or adjustable rate loans.

King Mortgage does not accept applications over the Internet, unfortunately, but they have made this decision in order to protect the security and privacy of their current and future clients. As a safer alternative, they do provide a PDF version of their application, which clients can download, fill out, and fax in for submission.

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