National City Mortgage

National City Corporation was founded in 1845, and is headquartered in Cleveland, Ohio. With assets over $100 billion, National City is one of the nation’s largest financial holding companies. The company operates primarily in Ohio, Illinois, Indiana, Kentucky, Michigan, Missouri and Pennsylvania, but serves other markets nationally.

National City is a strong participant in the communities it serves, through community reinvestment, support of education, sports, arts and economic development projects. Employees of the bank are encouraged to volunteer in their communities as well.

National City has been recognized in numerous business publications for its excellence. Business Ethics magazine named it among the 2003 “100 Best Corporate Citizens”; Fortune magazine placed it 5th in Mlost Admired Companies “Mega Banks”; National Mortgage News placed it 8th for Top Ten Lenders to Minorities; National City Mortgage Call Center was found to be a Center of Excellence by Purdue University; and the Change Sciences Group ranked National City #1 for Easiest Online Mortgage application.

Loans offered by National City Mortgage

  • Fixed rate mortgages, 15-, 20- or 30-year terms
  • Adjustable rate mortgages with adjustable periods
  • HomeAtLast, FHA and VA mortgages; require little or no down payment, rural property options, special terms where National City Community Development Corporation has made equity investment
  • Jumbo mortgages, for loans in excess of $359,650
  • Lot loans, for vacant land to be built within five years, 85% financing
  • Construction and permanent mortgage loans, up to 95%
  • Refinance loans
  • Home equity loans and lines of credit

The National City Community Development Corporation is unique; it is the first development company held by a bank with goals that are distinct from the bank holding company. For twenty years, National City has been encouraging community and economic development in the markets it serves. By investing in restoration, rehabilitation and redevelopment projects, low-cost housing, and small business and venture capital loans, National City has left a legacy of vitality and renewal to neighborhoods across the Midwest.

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