MAY 31ST, 2023

New Century Financial

New Century Financial was founded in 1995, as a Real Estate Investment Trust, and is one of the nation’s largest providers of mortgage products. Two subsidiaries, operating as New Century Mortgage Corporation, and Home123 Corporation offer a wide range of products to meet the needs of most borrowers. Since 1995, Home 123 has originated $150 billion in home loans directly to clients. In the past year, over 81,000 people have obtained loans through Home 123.

Loans offered by New Century Financial

  • Fixed-rate first and second mortgages, up to 100% financing, with an option of bi-weekly payments, shortening the repayment term
  • Adjustable rate mortgages, with a variety of combinations for the adjustable period of time
  • Down payment assistance programs
  • Refinance loans
  • Debt consolidation loans, based on the equity available in the property

The company also sponsors local volunteer activity by team members; company-wide fundraising, participation in building houses for Habitat for Humanity, and presenting Junior Achievement curricula at local schools.

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