Everyone would love to live in California, and to prove it the state of California has one of the most cutthroat housing industries in the nation. There are some very predatory real estate practices in California, so it is important that potential California homeowners stay increasingly discriminate throughout the entire process of obtaining a new home.
This is also the case when attempting to obtain a new home loan, which is why there are faithful and locally operated companies like Old Mission Mortgage. Old Mission Mortgage was founded in 1990. Their mission is to provide personalized service and education about the mortgage process to each client, and find the product that fits their needs. The company specializes in one-to four-family residential properties in the state of California. Their headquarters are located in San Diego, California.
Old Mission has a very unique vision and they attempt to communicate this vision to each of their customers through their excellent customer service and through their diverse grouping of products and services. They also strongly recommend that customers take advantage of their prequalification tools. Old Mission explains that the preapproval process is a simple step that individuals can take that will ultimately make the entire loan process much simpler and more efficient.
Loans offered by Old Mission Mortgage
- Fixed rate loans, with 10, 15, 20 or 30 year terms
- Adjustable rate mortgages with 1, 2, 5, 7, or 10 year rate guarantee
- Interest-only mortgage options
- Owner occupied loans
- Second home loans
- Investment properties
- Stated income option
- Jumbo loans
- 100% financing
- 80/10 and 80/20 financing, combining first and second mortgages
- VA, FHA and CalVet loans
- Construction to permanent loans
- First time buyer’s program
- Refinance packages
- Reverse mortgages
Nobody understands the California lending industry like Old Mission Mortgage, and very few lenders can be trusted like Old Mission can be trusted. In addition to their wide range of products and services that they make available to customers, Old Mission Mortgage is a member of the Better Business Bureau, which is an organization that screens businesses to ensure that they engage in ethical business practices, which can be a rare find in the sometimes dangerous California lending industry. Borrowers can rest assured that they are being taken care of in an ethical and honest way with Old Mission Mortgage.
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