The Mortgage Depot

The Mortgage Depot, a licensed mortgage brokerage business, is located in Melbourne Florida. They serve Brevard, Indian River and St. Lucie Counties. Mortgage Brokers are companies that originate loans with the intention of brokering them to wholesale lending institutions. Mortgage brokers can take the form of an individual or company that brings borrowers and lenders together for the purpose of loan origination. The broker works with a multitude of wholesale lenders to obtain the best rates and programs for his client. They typically have more programs to choose from than the average mortgage banker. Utilizing the latest in mortgage origination software, the broker can input the customers data (requirements) and quite quickly come up with several loan programs from which the client may choose.

The owner of The Mortgage Depot, Robert M. Jones, has been a Florida lender for nearly 20 year, since 1987. His style of mortgage lending is both personal and professional. Mr. Jones maintains a highly qualified professional staff who share his views on the lending process. The staff of the Mortgage Depot will make themselves available to assist the customer on evenings and weekends to better fit the clients schedule./p>

Loans offered by The Mortgage Depot

The Mortgage Depot recognizes the uniqueness of each customer’s funding needs. Funding options are offered for customers with credit rating from A+ to D. The Mortgage Depot concentrates on loans for purchase, refinancing, bill consolidation, and first and second mortgages, but other options are on hand. They have many programs available including, but not limited to these outlined below:

  • Home Equity Lines of Credit
  • Home Equity Loans
  • 125% and 100% Loan to Value
  • High Debt Ratio Loans
  • Stated Income
  • Non-Income Verifying
  • Credit Challenged
  • Jumbo Loans
  • 10, 15, 20 and 30 Year Loans

The Mortgage Depot strives to fulfill every type of customer need, whether the customer chooses to apply on-line, by phone or by an appointment face to face in the office. They offer same day prequalification and fast closings. The Mortgage Depot never charges an application fee and provides quick and easy service. The Mortgage Depot recognizes that its clients may have non-traditional work hours and will strive to be ready to meet the customer on his terms. Non-traditional jobs and credit ratings are also not a problem for The Mortgage Depot. The experienced staff of The Mortgage Depot will gladly aid their clients in choosing the right loan program and aid them in avoiding the common mistakes and pitfalls associated with obtaining a mortgage.

Mortgage Guide is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.