Town and country mortgage is an affiliate of JPMorgan Chase Bank. Town and Country Mortgage began business in May of 2002 and is owned by C. Scott Nelson, Mary Therese Hankner and Chase Ventures Holdings, Inc (which owns 75%). They are comprised of six offices in Ohio. Town and Country Mortgage specializes in neighborhoods in the states of Kentucky, Indiana and Ohio. They are a mortgage broker, which means they find loans. They do not make loan commitments nor do they fund the loans themselves. Many of their loans are funded through either Chase Bank USA, N. A. or JPMorgan Chase Bank, N. A., depending on the property location. The borrower is not required , however, to use those two financial service providers for funding, as there are other settlement and service providers within the areas served by Town and Country Mortgage.
Loans offered by Town and Country Mortgage
Town and Country Mortgage has a variety of loan programs available. Some of them include:
- First Time Buyers Programs
- Jumbo Mortgages up to $1.5 Million and More
- Conforming Loans
- Fixed Rate Loans
- Adjustable Rate Loans
- No Down Payment Options
- Refinancing Options
- FHA and VA Loans
Town and Country Mortgage offers loan preapproval, so the potential buyer not only knows which price range he can afford, but also can make an offer that is more attractive to sellers. Town and Country will guide their customers through the loan process, making it much more pleasant for the first time buyer. They understand the special needs of the self employed buyer and have special programs for just this type of customer. If the buyer is low on cash Town and Country Mortgage can help by setting up a program where the down payment and much of the closing costs are financed through the mortgage. Of course with a down payment of less than 20% Mortgage Insurance is required.
Town and Country Mortgage includes links to each of their loan officers websites on their home website. The customer can contact the loan officer they wish to deal with personally. Also includes on their website are many useful calculators to help the customer plan for his future. From whether the buyer is really better off renting to how much house is affordable for his income and expense bracket, through what his potential payments would be to whether or not refinancing is more feasible, Town and Country’s calculators will help the customer learn about his financing options. A home buyer’s checklist and an applicants checklist helps the customer prepare for the processes through which he will be going. A glossary and FAQ are included to provide additional peace of mind. Town and Country strives to aid their clients in every way possible.
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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.