Surprisingly,Twin City Mortgage isn’t located in Minneapolis/St. Paul. Instead, they are located in Cape Coral, Florida and serve that entire state. Jeff Riley, the principal broker and owner of Twin City Mortgage, makes 100’s of loan programs available to his clients.
The easy to navigate Twin City Mortgage website offers a wealth of information for the prospective buyer/borrower. The loan process is detailed and divided it into four main steps: 1) determine how much you can borrow; 2) prequalify for your loan; 3)apply for the loan; and 4) fund and close the loan. With Twin City’s help the loan process seems easy. They say that they will do most of the work because it is their business. Their clients need only answer a few questions, give Twin City some detailed information, apply online and get ready to move in!
Loans offered by Twin City Mortgage Store
Twin City has a myriad of loan programs to choose from. They will help the client find the right one for his requirements. Here is a sampling of the loans available:
- 30, 20, 15 and 10 Year Fixed Rate Loans
- Bi-Weekly Payment Mortgages
- Adjustable Rate Mortgages
- Balloon Mortgages
- Home Equity Loans
- Home Equity Lines of Credit
- 100% Financing Mortgages
- Stated Doc/ No Doc/ No Income Verification Loans
- Bridge Loans
- Hybrid Loans
- Second Mortgages
- Reverse Mortgages
Twin City Mortgage also gives some useful and humorous tips for getting the customer’s loan processed faster. From being complete and honest on the application to getting the appraiser in (a cleaner house doesn’t get a higher appraisal!) when they request an appointment, the information is presented in a readable, fun, intelligent way. The handy financial calculator section is packed with useful features such as interactive calculations, dynamic graphs and fully customizable reports. A substantial real estate glossary is also included. The news section gives the client the up to date financial news as well as some home repair hints to aid in fixing up his home.
The customer can find the answer to just about every question he or she may have on the Twin City website, without ever having to talk to a loan officer. Twin City doesn’t advocate that, however. It is also easy to contact them online, by phone or in person.
Twin City knows how frustrating it can be to obtain a loan. They are professionals who want to ease the way for their clients. They promise less paperwork and more personalized attention. Twin City makes a commitment to their clients to help them qualify, apply and be approved for the right loan for their circumstances.
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